Solutions

A modular payment infrastructure stack.

Organised into six solution families, mapped to institutional business objectives, and delivered according to agreed project scope.

Not every module below is production-ready in every market. Capability availability is confirmed per engagement.

Platform map
All families connect through the Takara core — acquiring · processing · issuing · operations · risk · embedded.

Processing & Orchestration

Route, switch, clear and reconcile payments across schemes, networks and internal systems.

Merchant Operations

Onboard, operate and support merchants and estates through governed self-service.

Operations
Configurable

Merchant Portal

A configurable merchant portal for onboarding, analytics, disputes and lifecycle management.

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Operations
Configurable

Remote Terminal Management

A centralised fleet management platform for terminals, configurations, applications and diagnostics.

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Related capability
Merchant onboarding
Subject to project scope
Related capability
Reporting and analytics
Subject to project scope
Related capability
Disputes and operations
Subject to project scope
Related capability
Device and estate management
Subject to project scope

Risk, Security & Intelligence

Manage fraud, risk and security across the transaction lifecycle.

Risk & Fraud
Partner-enabled

Fraud Management

A real-time fraud and risk decisioning platform with configurable rules, models and case management.

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Security
Partner-enabled

Tokenization

A tokenisation platform providing network and vault tokens for card and account credentials.

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Related capability
Risk decisioning
Subject to project scope
Related capability
Security controls
Subject to project scope
Related capability
Transaction monitoring
Subject to project scope
Related capability
Guru AI operations
Subject to project scope

Embedded & Platform Capabilities

Embed accounts, cards and payments into enterprise platforms and workflows.

Embedded
Subject to project scope

Embedded Finance

A modular embedded finance layer for accounts, cards, payments and payouts, exposed as APIs to enterprise platforms.

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Related capability
White-label platforms
Subject to project scope
Related capability
API integration
Subject to project scope
Related capability
Enterprise workflows
Subject to project scope
Related capability
AI-enabled operations
Subject to project scope

Design the right combination for your institution

We map modules to your business objectives, integration surfaces and operating model.